It all depends on the value of your ideal home, and the type of home loan option you pick. To provide a percentage, having 5% of the total value saved puts you in a good position to start exploring any available home loan options. The next step you could possibly take, is to consult with us at Robust Mortgage Gain, to identify a deal that’s best suited to your needs.

This would depend on your long-term goals as a homeowner. Fixed rates generally provide a safer option, especially if you are unsure about what advantages a variable rate loan can provide. Consulting with us can allow you the perspective to consider how variable rate loans could benefit your mortgage payments in the long run.

Interest only loans do not reduce the overall balance of your loan. As a result, these are generally not recommended for homeowners or owner-occupier home buyers. However, they can suit a property investor better, especially as these could allow you to arrange your finances to maximise a specific investment strategy.

As a specialist Mortgage Broker, Sandy leads Robust Mortgage Gain and able to present ideal strategies to help you meet your financial objectives in the most effective way possible. his knowledge and experience is backed by professional accreditation that sees his specialising not only as a mortgage broker, but also as a proficient when it comes to helping you identify the ideal financial investment strategies possible for your property investment portfolio.